Davixxio – Terms and conditions of use

Effective Date: July 27th 2025

Welcome to Davixx.io. These Terms and Conditions (“Terms”) govern your access to and use of

Davixx.io (referred to as “we”, “our ”, or “the Company”), a digital platform that facilitates the

exchange of gift cards and cryptocurrency in Nigeria.

By accessing or using our application or website, you agree to be bound by these Terms,

including our Privacy Policy, which is incorporated herein by reference. If you do not agree to

these Terms, do not use our services.

  1. Eligibility

To use Davixx.io, you must:

Be at least 18 years of age.

Possess the legal capacity to enter into binding contracts under Nigerian law.

Not be a person barred from receiving services under applicable law,

including Nigerian and international anti-money laundering (AML) regulations.

We reserve the right to refuse access to any user at our sole discretion.

  1. Services Provided

Davixx.io offers the following services:

Buying and selling of gift cards (e.g., Amazon, Steam, iTunes, Google Play, etc.)

Buying and selling of cryptocurrencies, including but not limited to Bitcoin,

Ethereum, and USDT.

Conversion of digital assets into Naira or other supported currencies.

All transactions are subject to verification and approval in accordance with

applicable Nigerian laws and regulatory standards.

  1. User Account Registration

You are required to:

Provide accurate, current, and complete information during registration.

Maintain the security and confidentiality of your login credentials.

Notify us immediately of any unauthorised use of your account.

You are solely responsible for all activities that occur under your account, whether

or not you authorised such activity.

  1. Know Your Customer (KYC) & Anti-Money Laundering (AML) Compliance

Davixx.io operates in compliance with:

The Money Laundering (Prohibition) Act 2011 (as amended);

The guidelines issued by the Central Bank of Nigeria (CBN) and the

Nigerian Financial Intelligence Unit (NFIU).

Users may be required to provide personal identification documents (e.g.,

government-issued ID, BVN, proof of address) before certain transactions are

approved. We reserve the right to suspend or terminate any account that fails to

meet our KYC/AML requirements.

  1. Transactions and Exchange Rates

All transactions are final and non-reversible once confirmed.

The exchange rates for gift cards and cryptocurrencies are determined by

Davixx.io and are subject to market fluctuations.

Davixx.io is not liable for any losses resulting from price volatility or incorrect

wallet information provided by the user.

  1. Prohibited Activities

You agree not to use our platform for:

Engaging in fraudulent, illegal, or malicious activity;

Money laundering or terrorist financing;

Transacting stolen or unauthorized gift cards or crypto assets;

Sending or receiving funds from sanctioned individuals or countries;

Manipulating or disrupting the functionality of the platform.

Violation of these restrictions may result in suspension or permanent termination of

your account, and possible reporting to law enforcement agencies.

  1. Fees and Charges

Davixx.io may impose transaction fees or service charges, which will be disclosed prior to the

completion of each transaction. Users agree to pay all applicable fees incurred through their use

of the platform.

  1. Intellectual Property Rights

All content on Davixx.io, including but not limited to logos, graphics, software, and user

interface, is the intellectual property of Davixx.io and protected by Nigerian copyright and

trademark laws. You may not use, reproduce, or distribute our intellectual property without prior

written consent.

  1. Limitation of Liability

To the fullest extent permitted by law:

Davixx.io shall not be liable for any indirect, incidental, punitive, or

consequential damages, including loss of profits or data.

Our liability for direct damages is limited to the amount you paid to us for the

transaction giving rise to the claim.

We make no warranties, express or implied, regarding the accuracy,

availability, or reliability of our services.

  1. Indemnity

You agree to indemnify and hold harmless Davixx.io, its affiliates, directors, employees, and

agents from any claims, losses, liabilities, or expenses (including legal fees) arising from your:

Breach of these Terms;

Misuse of the platform;

Violation of applicable laws or third-party rights.

  1. Termination of Use

We reserve the right to suspend, restrict, or terminate your access to Davixx.io at any time and

for any reason, including but not limited to:

Breach of these Terms;

Non-compliance with regulatory requirements;

Suspicion of fraudulent or illegal activity.

Upon termination, your right to use the platform will immediately cease, and all

pending transactions may be cancelled at our discretion.

  1. Governing Law and Dispute Resolution

These Terms shall be governed and interpreted in accordance with the laws of the Federal

Republic of Nigeria. Any disputes arising under or in connection with these Terms shall be

resolved:

  1. First, through good-faith negotiation;
  1. If unresolved by arbitration in accordance with the Arbitration and

Conciliation Act Cap A18, Laws of the Federation of Nigeria 2004, with a

sole arbitrator appointed by mutual agreement.

The arbitration shall be conducted in English and seated in Lagos, Nigeria.

  1. Amendments to Terms

We may amend these Terms from time to time. Changes will take effect upon publication on the

Davixx.io platform or by direct notification to users. Your continued use of the platform

constitutes acceptance of the amended Terms.

  1. Privacy Policy

By using Davixx.io, you consent to the collection, use, and sharing of your information in

accordance with our Privacy Policy. Please read it carefully to understand our data practices.

  1. Contact Us

For any inquiries, complaints, or legal notices, please contact:

Davixx.io Legal & Compliance Department

Email: contact@davixx.io

Phone: +234 803 919 1312

Address: 31 Bayo oyewole street, ago palace way. Nigeria

By using Davixx.io, you acknowledge that you have read, understood, and agreed to these Terms

and Conditions